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NMLS #: 466204
John is a graduate of West Branch High School and holds a degree in Finance from the University of Iowa. He began working at CSB in 2006 and has over 20 years of lending experince. John enjoys spending time with his family, attending his kids' sporting events, fishing and coaching football and baseball.
"I realize financing a house is one of the most important financial decisions a person can make and I strive to find the right solution to fit your needs. Whether you are buying a home, refinancing, remodeling or taking out a home equity loan, I can find the right loan for you."
Apply NowMy name is John P. Hierseman, and I work for You!
Applying on line is as easy as 1-2-3. You can apply now in as little as 20 minutes!
Prefer Personal Assistance?
Please feel free to contact me directly for personal assistance!
Which Mortgage Loan is Right for You?
At Community State Bank we realize that there are many options when it comes to where you chose to get your mortgage loan. Whether you are buying or refinancing we can give you the personal and professional service you deserve.
We offer a variety of loan products with competitive rates and low closing costs. Your mortgage request will be processed locally by experienced individuals who live and work in your community.
We offer the same products as the "Big Banks" without all the Big Bank hassles.
Check Rates!
Register for my Rate Watch Feature and I will email rates on the loan products you are interested in daily, weekly or even monthly! Waiting on a specific interest rate? My Rate Watch Feature can alert you when your target rate is reached!
Keep an eye on rates via email.
Sign up for Rate Watch.
How much can I afford? Plan your next purchase or see how refinancing may benefit you!. Go To Calculators
Todays Feautured Rates | ||
30 Year Fixed Rate | ||
Rate | APR | Points |
3.875% | 3.903% | 0.000% |
20 Year Fixed Rate | ||
Rate | APR | Points |
3.625% | 3.663% | 0.000% |
15 Year Fixed Rate | ||
Rate | APR | Points |
3.375% | 3.423% | 0.000% |